Downsizing your home can offer numerous advantages, from reducing maintenance time and costs to finding a more practical living space.
However, the process of downsizing can present financial challenges, especially when it comes to coordinating the sale of your current home with the purchase of a new one.
In such situations, a bridging loan can provide a solution that eases the transition and ensures a smooth downsizing experience.
This insight will explore the benefits of bridging loans for downsizing, the downsizing loan process, and why you should choose a reputable lender like us.
As individuals reach a certain age or experience changes in their circumstances, downsizing becomes a practical choice. Many people opt to downsize in stages, starting with moving from a larger house to a smaller one and eventually transitioning to retirement apartments or sheltered accommodation. Additionally, purpose-built retirement properties have gained popularity due to the many benefits they offer, such as independent living combined with access to on-site support and communal facilities. However, the demand for these properties often creates a competitive market, necessitating quick action when the perfect retirement home becomes available.
One of the main challenges of downsizing is synchronizing the sale of your current home with the purchase of your new one. Many individuals find themselves under pressure to sell quickly, leading to compromises or even abandoning the idea altogether. This is where a bridging loan can make a significant difference. If you are "asset-rich" but "cash-poor," a bridging loan can provide you with the necessary funds to secure your new property without the immediate need to sell your current home.
A bridging loan is a short-term financing option that can bridge the gap between the purchase of your new home and the sale of your current one. By offering fast access to funds, bridging loans enable you to become an instant cash buyer, increasing your chances of securing your desired retirement property. These loans are typically repaid either after selling your current property or through a traditional mortgage route, such as retirement interest-only mortgages.
You won't have to make monthly payments or worry about extra charges for paying early. Instead, you only pay back what you borrowed, plus interest, all at once using the money from selling your old home. You can also consider a bridging loan if you're retired.
Utilising a bridging loan for downsizing comes with several advantages:
By obtaining a bridging loan, you gain cash buyer status, making your offer more appealing to vendors and estate agents. The ability to secure a bridge loan offer within 24 hours allows you to act swiftly when you find the perfect retirement property.
In a competitive market, speed is crucial. A bridging loan enables you to move quickly, offering the full asking price and increasing your chances of securing the property before others. It also provides the flexibility to ask the vendor to remove the property from the market, ensuring a smooth and stable transaction process.
A bridging loan provides you with the necessary funds to purchase your new home while giving you ample time to sell your current property at the best possible price. This breathing space allows you to make any necessary alterations or enhancements to increase your property's value, ensuring a favourable return on investment.
Moving house can be a stressful experience, especially for seniors. With a bridging loan, you can eliminate the pressure of being in a chain and the associated tight deadlines. This enables you to declutter, downsize your belongings, and move on a date that suits you, reducing anxiety and ensuring a smoother transition.
Downsizing bridging loans typically offer a borrowing range from £10,000 to £2 million, allowing you to find a loan amount that suits your specific downsizing needs. Whether you require financing for a smaller retirement apartment or a purpose-built retirement property, a downsizing loan can provide the necessary funds. Additionally, there is no age restriction, ensuring that individuals of all ages can benefit from this financing option.
Downsizing your home can be a beneficial step, but it comes with its own set of challenges. However, with the assistance of a bridging loan, you can navigate the downsizing process with ease and confidence. By becoming an instant cash buyer, enjoying quick action capabilities, and having breathing space for selling your current home, you can make your downsizing journey a seamless one.
Stuart is an expert in Property, Money, Banking & Finance, having worked in retail and investment banking for 10+ years before founding Sunny Avenue. Stuart has spent his career studying finance. He holds qualifications in financial studies, mortgage advice & practice, banking operations, dealing & financial markets, derivatives, securities & investments.
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Now bringing up our own families in the area, we wanted to focus our mission around helping other families in Plymouth and surrounding areas achieve their dreams and ensure they’re protected.</p> <p style="text-align: center;">When we say we are an independent broker, we truly are. We work with the whole of market, meaning we can access lenders that aren’t on the High Street, that may be online or specialists that you wouldn’t have thought of. Unlike other brokers or your bank we can be completely unbiased about your mortgage and protection needs.</p> <p style="text-align: center;">As locals ourselves, we are heavily involved with local goings on. Nathan is a big rugby fan, and can be found playing for his local team. Charlie is a trampoline champion who loves to cook. Mark on the other hand can be found at the beach surfing away his spare time!</p> <p style="text-align: center;">Even if you aren’t local to the Plymouth area, you can still be part of the Mewstone family. We can service the whole of the UK with the help of technology.</p> <hr /> <p style="text-align:center"><img alt="mewstone mortgage advice" src="/webroot/img/userfiles/user_160/Capture.PNG" width="1355" /></p> <p> </p> <h2 class="h2Black">What we can help with:</h2> <p style="text-align:center"><img alt="mewstone mortgage advice" src="/webroot/img/userfiles/user_160/Capture2.PNG" width="1017" /></p> <p style="text-align: center;">We are passionate about our local area, we grew up here, and are now bringing our families up in the area. 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'upgrade_status' => 'created', 'title' => 'Joe Manns-Benson at Largemortgageloans.com', 'slug' => 'joe-manns-benson-at-largemortgageloans-com', 'description' => '<p>Every client is unique and has different financial solutions.</p> <p>Here at largemortgageloans.com we are committed to helping clients achieve their financial goals.</p> <p>Whether you are a first-time homebuyer, homemover, investor or seeking to refinance your existing mortgage, we provide personalised advice and support every step of the way.</p> <p>We are passionate about educating clients about the mortgage process, explaining complex financial concepts in easy-to-understand terms. </p> ', 'company_logo' => '20230307_COMLOGO_1678184295.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 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'upgrade_status' => 'created', 'title' => 'XL Financial Services Limited', 'slug' => 'xl-financial-services-limited', 'description' => '<p>I am a mortgage and protection specialist with over 34 years of Financial Services industry experience.</p> <p>Having started in high street banks in the late 1980’s, I have worked primarily in lending teams and progressed through to underwriting mortgages for a top 5 UK bank. 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I liaise with all other parties involved in the house buying or remortgaging process, meaning that you have less stress and more support throughout the whole application.</p> <hr />', 'company_logo' => '20230323_COMLOGO_1679593672.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 4 => object(App\Model\Entity\Job) { 'id' => (int) 65, 'candidate_id' => (int) 168, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 2, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 2, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'UK Lending ', 'slug' => 'uk-lending', 'description' => '<p style="text-align:center"><img alt="UK lending 6" src="/webroot/img/userfiles/user_168/Uklending5.PNG" width="332" /></p> <p style="text-align: center;"><strong>We help first time buyers to professional landlords with mortgages and refinancing.</strong></p> <p style="text-align: center;"><strong>UK Lending provides holistic solutions that vary from each type of client.</strong></p> <p style="text-align: center;"><strong>Our typical client is someone who is self employed or had adverse credit in the background. These type of clients do not fit high street orders and need specialist advice which I can provide.</strong></p> <h5 class="h5Pink" style="text-align: center;"><strong>When your bank or building society says ‘No’ to your application because you don’t fit the mould, we aim to get the ‘Yes’ you’re looking for.</strong></h5> <h5 class="h5Pink" style="text-align: center;"><strong>UK Lending helps you apply for complex mortgages and property-secured loans, from specialist lenders who may well look on your application more favourably than middle-of-the-road high street lenders.</strong></h5> <p style="text-align: center;"><strong>YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE</strong></p> <hr /> <p style="text-align:center"><img alt="Uk Lending" src="/webroot/img/userfiles/user_168/Capture.PNG" width="1215" /></p> <p><img alt="Uklending buy to let" height="287" src="/webroot/img/userfiles/user_168/captir2.PNG" style="float:left" width="500" /></p> <p><img alt="Uk lending 3" height="320" src="/webroot/img/userfiles/user_168/Capture3.PNG" style="float:right" width="500" /></p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> ', 'company_logo' => '20230330_COMLOGO_1680179241.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 5 => object(App\Model\Entity\Job) { 'id' => (int) 66, 'candidate_id' => (int) 169, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Darius Stonkus @ Jones and Young', 'slug' => 'darius-stonkus-jones-and-young', 'description' => '<h5 class="h5Yellow">Jones & Young are Independent Mortgage Brokers based in Petersfield, Hampshire covering the whole of the UK.</h5> <h5 class="h5Black">Ultimately my role involves dealing with real people that have real life problems, desires and million other things going on in their everyday lives. As buying a HOME is always a BIG decision, especially if it is your first one I want to make sure that the process runs smoothly and you are informed all the way along the journey. It is especially satisfying when a person that never thought it was possible gets the keys to their property.<br /> <br /> However, we don’t just leave it there as new large financial commitments create liabilities that need to be “neutralised”. You will get an impartial and FREE advice about insurance solutions to protect your financial wellbeing that you have worked so hard for.<br /> <br /> If you are a paid via CIS, contractor, ltd director, have had a financial blip in the past or any combination of the above, I want to hear from you.<br /> However, be brave and get in touch even if you do not fit the above description as I have helped people with employed incomes as well.<br /> <br /> Just so you know there is a real person behind this profile pic ! I know crazy. When I’m not on the phone or my laptop you will find me doing pull ups and push ups, reading books about human body and parenting, eating my own cooked good food, checking the news out, posting stuff on TikTok and a bunch of other stuff.</h5> ', 'company_logo' => '20230421_COMLOGO_1682071071.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 6 => object(App\Model\Entity\Job) { 'id' => (int) 68, 'candidate_id' => (int) 170, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 4, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 4, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Ben Davies - City Finance Brokers', 'slug' => 'ben-davies-city-finance-brokers', 'description' => '<h5 class="h5Green">Impartial and independent advice on your bridging finance requirements:</h5> <ul> <li> <h5 class="h5Green">Property Finance</h5> </li> <li> <h5 class="h5Green">Property Development</h5> </li> <li> <h5 class="h5Green">Property Investment Finance</h5> </li> </ul> <h5 class="h5Pink">ben.davies@cfbrokers.co.uk</h5> <h5 class="h5Pink">07376 972 391</h5> ', 'company_logo' => '20230630_COMLOGO_1688118133.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 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'candidate_id' => (int) 173, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Active Financial', 'slug' => 'active-financial', 'description' => '<h2 class="h2Green">The Self Employed Finance Specialists</h2> <p>At Active, we exist to help business owners, entrepreneurs and company directors to secure mortgages and protection quickly, easily and without distracting you from your business and your family. <img alt="Active Financial" src="/webroot/img/userfiles/user_173/Untitled%20design%20(20).png" style="float:right" width="200" /></p> <h2 class="h2Green">What can Active Financial do for you?</h2> <p>Go to most mortgage brokers and lenders and you’ll find that getting a mortgage as a self-employed business owner is tough.</p> <p>You’ve probably already realised that.</p> <p>The truth is that the world of mortgages isn’t set up for people who run their businesses, which can make getting a mortgage for people like you harder.</p> <p>But we can help you make it happen.</p> <p>Because we specialise in this exact area, we know what other brokers don’t.</p> <h2>How Do Active help you?</h2> <p>Over the years we’ve worked with business owners, we’ve built a strategic process that gives you the best chance of getting the finance that suits you and your families circumstances.</p> <p>We call it the ACTIVE framework, and it works, time and time again.</p> <p>No matter what type of finance you’re looking for, the framework serves to secure the best deal for you, as quickly and efficiently as possible.</p> <p>We know what buttons to press, what products to apply for and exactly how you need to get your ducks in a row in order to achieve the finance you need for the home you want.</p> <p>Whether you’re looking for your first home, your forever home, to invest in property, or protect your business or family, we can help, by putting you on the right track towards acceptance, and dealing with the entire process, so you can focus on doing what you do best.</p> <p>When you work with Active, we reduce your stress and save you time.</p> <p>No longer do you have to ring around to try and find lenders who might service you, or spend hours on the phone to brokers.</p> <h2>Why are Active Financial so good at helping people like you?</h2> <p>Because we <strong>ARE</strong> people like you. Here’s our founder Gary’s story:</p> <blockquote> <p class="Quotation14Green">I qualified to provide mortgage advice in 2002, launching Active Mortgage in 2008. But it wasn’t until in 2015, we realised firsthand how hard it is to get a mortgage when you’re self-employed. My wife Ayesha was a sole trader at the time, and I was running Active, and we wanted to buy our own home. Which – as you’ll know – is easier said than done. We really struggled to find a mortgage, and when we did get one, it didn’t really add maximum value, nor did it give us a competitive interest rate. At that point it became my mission to ensure that business owners, company directors, people like me and you – people who risk it all to create something greater and better – are able to secure the perfect mortgage without the stress and worry that I went through.</p> </blockquote> <h2>What’s the next step?</h2> <p>The first step to securing any form of finance is a strategy call, where we can help define your financial goals and understand your circumstances.</p> <p>The outcome is always positive, if we can’t help you with finance now, we’ll help you prepare to maximise your chances in the future.</p> <p>In the mortgage world, failing to prepare is preparing to fail, which is why we recommend that you get in touch with us as soon as possible, even if you’re 1-2 years out from applying for your mortgage.</p> <p>The sooner you get in touch, the higher our chances of being able to help you.</p> ', 'company_logo' => '20230704_COMLOGO_1688476289.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 8 => object(App\Model\Entity\Job) { 'id' => (int) 73, 'candidate_id' => (int) 188, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Spellman Financial Services', 'slug' => 'spellman-financial-services', 'description' => '<p>Spellman Financial Services are Mortgage Advisors servicing the people of Coventry and Warwickshire. </p> <p>We pride ourselves on delivering an excellent service and expert right first time advice. 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Whether our client is a new start-up business, borrowing funds to expand or a property investor adding to an existing portfolio or simply someone looking to buy their first home, we treat all of our customers with the utmost respect and professionalism.</p> <p>We do not charge upfront fees for our initial consultation and advice as this is given freely on a no obligation basis.</p> <p>We understand and appreciate that each business is different and every client shall have their own unique situation and circumstances. So, whether out clients require finance to purchase and develop property, start-up a new venture, bridging finance to fund a short-term shortfall, additional funding to grow their business, asset and vehicle finance or even a mortgage, we will deliver a comprehensive suite of products and solutions to meet our clients’ needs.</p> <p>Capital 8 Finance are an independent specialist consultancy providing commercial and business finance support to SME clients throughout the entire UK. Whether your business is well established or a new start we can support you with:</p> <ul> <li>Asset Finance</li> <li>Business Loans</li> <li>Commercial Mortgages</li> <li>Invoice Finance</li> <li>Stock and Trade Finance</li> <li>Revolving Credit Facilities</li> <li>Merchant Cash Advance</li> </ul> <p>As a specialist broker, we also support property developers by sourcing finance for their developments and projects and assist landlords grow their property portfolios with:</p> <ul> <li>Buy-to-let Mortgages</li> <li>Specialist Mortgages</li> <li>Bridging Finance</li> <li>Property Development & Refurbishment Finance</li> <li>Mezzanine Finance</li> <li>Joint Venture (JV) Finance</li> </ul> <p>But that’s not all, we also can help with your mortgage needs. We can help arrange mortgages for:</p> <ul> <li>First Time Buyers</li> <li>People Moving Home</li> <li>Re-Mortgaging</li> <li>Regulated Bridging Finance</li> </ul> <p>At Capital 8 Finance we are genuinely independent, wholly impartial and we will offer straightforward honest advice, given freely and without obligation. Through our established lender partner network, we give you immediate access to over 300 UK based lenders and private banks. All our lending partners have funds available to lend and are genuinely still keen to support the right proposition and provide a genuine and viable alternative to the High Street lenders.</p> <p>When your own bank has failed to offer the support, you need to call us. We will quickly assess all the available options for you, and we will do everything possible to find a workable and affordable business solution.</p> <p>Time and again we prove to our clients that we can secure funding where others fail and, in most cases, our advice will save you very significant amounts of money over the course of the loan. 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You are a busy person, and we understand that. That is why we have enabled multiple ways you can get in touch with us, and ways to manage your case from Enquiry to Completion.</p> <p>We can look after you over the phone, face to face or even via Web Meetings. We want to be there for you when you need us, not when it suits us! 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'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth 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[[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 14 => object(App\Model\Entity\Job) { 'id' => (int) 103, 'candidate_id' => (int) 274, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Delato Finance Ltd', 'slug' => 'delato-finance-ltd', 'description' => '<h1 data-custom-font="" data-is-italic-supported="" data-line-height="" data-old-bold="true"> </h1> <h1 data-custom-font="" data-is-italic-supported="" data-line-height="" data-old-bold="true">Your Gateway to Property Finance</h1> <p> </p> <h2 data-custom-font="" data-is-italic-supported="" data-line-height="">Unlocking Opportunities with Tailored 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'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 15 => object(App\Model\Entity\Job) { 'id' => (int) 34, 'candidate_id' => (int) 129, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 13, 'review_count' => (int) 0, 'testimonial_count' => (int) 3, 'all_blog_count' => (int) 13, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 3, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Waldron and Co Financial Planning', 'slug' => 'waldron-and-co-financial-planning', 'description' => '<p>Waldron and Co. 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I can search over 90 mortgage lenders offering over 1200 products ensuring you get the best deal.</h5> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_146/White%20Minimalist%20Elegant%20Handwritten%20LinkedIn%20Banner%20(1).png" width="1584" /></p> <quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230117_COMLOGO_1673979714.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 18 => object(App\Model\Entity\Job) { 'id' => (int) 42, 'candidate_id' => (int) 137, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'David Cole - Equity Release Specialist', 'slug' => 'david-cole-equity-release-specialist', 'description' => '<h4 class="h4Green">David Cole - Equity Release Specialist</h4> <p><strong>I have been working in the Financial Services industry for over 35 years putting the client at the heart of</strong><img alt="" height="200" src="/webroot/img/userfiles/user_137/snipy1.PNG" style="float:right" width="343" /><strong> everything I do. I provide quality advice and world-class service to meet my client's needs.</strong></p> <p><strong>I have experience of working within the mainstream mortgage and protection industry but after gaining CeMAP and CeRER qualifications with distinctions I moved into the role of Equity Release Adviser.<br /> <br /> I have many client reviews that are testament to the outstanding customer experience that my clients receive from me on each and every occasion. As an Equity Release Adviser, I have helped hundreds of customers to utilise the equity in their home in order to achieve their goals, aspirations, and to enjoy a better quality of retirement.<br /> <br /> I am engaged by Viva Retirement Solutions and am proud to work for them as the company’s morals and ethics mirror my own and the company is highly regarded within the market and industry. I have also been listed in The Times in 2023 as a top adviser which is an achievement I am immensely proud of.</strong></p> <p><strong>Outside of work, I try to focus on my health and fitness and enjoy the lovely home I share with my fiance Debbie and our one-eyed cat Rocky! My other interests include listening to a wide range of music with my favourite artist of all time being Elvis Presley. I also love watching films and have a massive collection across many genres, my favourites being thrillers and horrors both old and new.</strong></p> <p> </p> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_137/warning(1).PNG" width="1000" /></p> <p style="text-align:center"><img alt="David_cole_equity_release_adviser" src="/webroot/img/userfiles/user_137/badges.PNG" width="549" /></p> <p class="ParaBlack"> </p> <hr /> <h4 class="h4Black"><strong>David Cole Testimonials</strong></h4> <blockquote> <p><strong>“Extremely efficient and fast, good communication and considerate explanations at all stages. Would have no hesitation in recommending the services of David Cole.” - Mr Poingdestre</strong></p> </blockquote> <blockquote> <p><strong>“David Cole, the Equity Release Advisor who dealt with my application was excellent. There was no hard sell - simply clear and detailed information provided in an open and friendly manner. Nothing was too much trouble and all questions were answered and all anxieties addressed. The whole process from the initial telephone conversation was very efficient.” - Mrs Booth</strong></p> </blockquote> <blockquote> <p><strong>"First class service and help all the way through." - Miss Wass</strong></p> </blockquote> <blockquote> <p><strong>“David Cole was clear and concise about the changes we were about to make with respect to Equity Release changes. Paperwork arrived promptly via email. The Solicitor suggested by David handled the paperwork efficiently. Overall excellent service by all concerned. Thank you to everyone." - Janis and Ian Henderson</strong></p> </blockquote> <blockquote> <p><strong>Great service from David Cole who looked after us extremely well. I would certainly use the service again.” - David Hollom</strong></p> </blockquote> <blockquote> <p><strong>Before we started our Journey into Equity Release we looked at many companies providing this service. We choose David Cole. David Cole, took us through the process step by step and was always at the other end of the phone if we had a query. The other team members who dealt with other areas of the process gave us the same support. Everyone was professional and patient. There was quite a lot of paperwork but it was clear and easy to deal with. And here we are now. Life is as normal except for COVID. We are able now to complete our wish list with the extra funds. A BIG Thank You to David - Tom Tyne</strong></p> </blockquote> <blockquote> <p><strong>“The whole process was very professional, straightforward and surprisingly quick thanks to our adviser David Cole. David was extremely knowledgeable and talking things through with him confirmed we were making the right decisions. Would highly recommend David.” - Sylvia</strong></p> </blockquote> <blockquote> <p><strong>“David Cole helped us through the process of Equity Release. 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We cannot thank him enough.” - Carol</strong></p> </blockquote> <blockquote> <p><strong>“Absolutely brilliant from the first meeting with David Cole to the meeting with the solicitor everything went like clockwork and I feel that if we had any concerns we could contact David anytime – excellent service and would recommend Key to anyone. - Christine Fearne </strong></p> </blockquote> <p> </p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230127_COMLOGO_1674822366.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 19 => object(App\Model\Entity\Job) { 'id' => (int) 43, 'candidate_id' => (int) 148, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Switch Mortgage Finance', 'slug' => 'switch-mortgage-finance', 'description' => '<p> </p> <p>Switch Mortgage Finance are a specialist mortgage firm offering advice across the whole of the market. 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Our aim; to complete your mortgage in the most efficient way possible.</p> <p> </p> ', 'company_logo' => '20231102_COMLOGO_1698927846.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 20 => object(App\Model\Entity\Job) { 'id' => (int) 46, 'candidate_id' => (int) 149, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Ward James Mortgages', 'slug' => 'ward-james-mortgages', 'description' => '<p>At Ward James Mortgages, we understand that each and every client has different needs and circumstances. We are committed to providing the best customer service and with access to a wide range of providers across the UK, we can ensure you receive the most competitive rate available to you, whilst ensuring the product meets your requirements.</p> <p>We do not charge a broker fee and we are whole of market.</p> <p>We aim to provide an honest, reliable, efficient and hassle-free service tailored to the unique requirements of each individual client. We make sure our advisers will manage your application from start to finish and explain each step clearly without the jargon.</p> <p>Get in touch if you require first time buyer mortgage advice, home mover mortgage advice, remortgage advice, buy to let mortgage advice, life and critical illness insurance and home insurance</p> ', 'company_logo' => '20230119_COMLOGO_1674148336.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 21 => object(App\Model\Entity\Job) { 'id' => (int) 50, 'candidate_id' => (int) 143, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 3, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 3, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Glade Financial', 'slug' => 'glade-financial', 'description' => '<h4 class="h4Pink"><strong>About Gosia:</strong></h4> <p>My mission is to make you feel confident about money and your future, to teach you to be financially savvy with the knowledge of how to manage your own money. I want to help you to change your life, secure a better future and maintain the lifestyle you want. I want to empower you to feel wealthy.</p> <h4 class="h4Pink"><strong>Glade Financial:</strong></h4> <p>At Glade Financial we offer financial planning and guidance services that fit around you and your goals. We will guide you and your family towards your truly successful financial future and deliver intelligent wealth management solutions while protecting you from the unexpected.<br /> <br /> We will begin with a free no-obligation consultation to understand your circumstances and needs and if the service we provide is right for you. Afterwards, we will prepare a report of recommendations based on the information we gathered. If you decide to go with our advice, we will take care of the fund implementation and policy administration for a fuss-free process.<br /> <br /> We can never predict the future but we can make sure you are ready for whatever the future brings. We will break down the complexity of financial management and give you the clarity and guidelines you need.</p> <h4 class="h4Pink"><strong>Our Promise:</strong></h4> <ul> <li>Putting you first, always</li> <li>Responsive to your needs</li> <li>Collaborating with you every step of the way</li> <li>Building lasting relationship</li> </ul> <p>I invite you to contact me today to find out more!</p> <p class="ParaPink"><strong>I am the director and Independent Financial Adviser at Glade Financial, which is an Appointed Representative of Julian Harris Financial Consultants, authorised and regulated by the Financial Conduct Authority No. 153566.<br /> The performance of your investments is subject to risks. Past performance and forecasts are not reliable indicators of future performance. Tax treatment depends on your individual circumstances and may change. Capital at risk.</strong></p> <p class="ParaPink"> </p> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_143/gd.PNG" width="1000" /></p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230203_COMLOGO_1675428759.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 22 => object(App\Model\Entity\Job) { 'id' => (int) 54, 'candidate_id' => (int) 154, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'How? Financial Review', 'slug' => 'how-financial-review', 'description' => '<h2 class="h2Black" style="text-align: center;">How? Financial Review</h2> <p><strong>We provide expert mortgage and protection advice that you can trust. We take pride in offering a personal service and providing our clients with peace of mind that they are receiving quality products, tailored to their requirements and budget and that are fit for purpose.</strong></p> <p><strong>At How Financial Review (Stockport) Ltd, we offer a personal service that is convenient and worked round our client’s busy schedules. We are happy to carry out reviews and organise policies either over the telephone, virtually or face to face in the comfort of your own home. </strong></p> <p><strong>We aim to make signing up for any of our services as quick and as convenient as possible. 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I have a Degree in Law and History. I have worked in a solicitors office, as well estate agencies as well as with Banks, such as Halifax, Tesco Bank and Santander.</p> <p style="text-align: center;">I am very experienced in understanding the full house buying/selling process from start to finish.</p> <p style="text-align: center;">I like talking to and helping people. Outside of work I enjoy volunteering having helped at the Glasgow Commonwealth Games in 2014, World Gymnastics Championships, World Badminton Championships, European Championships, to name a few, as well as Scottish Rugby and Badminton Scotland.</p> <p style="text-align: center;">My wife and I enjoy travelling be it for weekends away or to more exotic destinations such as Turkey, Spain and hopefully Australia. We also have our hands full with our 2 year old Cockapoo, Alfie!</p> <h2 class="h2Green" style="text-align: center;">Our Services</h2> <p style="text-align: center;">We provide a wide range of professional services to meet your needs. We promise to provide every service with a smile, and to your highest level of satisfaction.</p> <h5 class="h5Green" style="text-align: center;">First Time Buyers</h5> <p style="text-align: center;">As a first time home buyer we are here 100% to hold your hand through getting a mortgage as well as dealing with solicitors and estate agents.</p> <p style="text-align: center;">Want to get that straightforward and jargon free service?</p> <h5 class="h5Green" style="text-align: center;">Home mover </h5> <p style="text-align: center;">Do you think you need more space or the total opposite and want to downsize?</p> <p style="text-align: center;">Let James Parvin Mortgages talk through solutions that could help you!</p> <h5 class="h5Green" style="text-align: center;">Remortgage</h5> <p style="text-align: center;">Switching contracts and products is common in other areas of your life but is often overlooked when it comes to your current mortgage.</p> <p style="text-align: center;">We’re here to make that easy!</p> <h5 class="h5Green" style="text-align: center;">Buy to Let</h5> <p style="text-align: center;">Looking to build a Monopoly-esque property portfolio, renting your old place out or just looking to invest in your future?</p> <p style="text-align: center;">James Parvin Mortgages should be the first call you make.</p> <h5 class="h5Green" style="text-align: center;">Protection</h5> <p style="text-align: center;">Making sure you can keep your home is just as important as buying it. That’s why we’ll also look at your protection needs, such as Life Insurance and Income Protection, to make sure you can afford to keep your home should life throw you a curve ball.</p> <h5 class="h5Pink" style="text-align: center;">Your home/property may be repossessed if you do not keep up repayments on your mortgage.</h5> <h5 class="h5Pink" style="text-align: center;">*Some buy to let, let to buy mortgages and bridging finance are not regulated by the Financial Conduct Authority.</h5> <h5 class="h5Pink" style="text-align: center;">James Parvin Mortgages Ltd Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.</h5> <h5 class="h5Pink" style="text-align: center;">Registered Office: James Parvin Mortgages Ltd, 1 Heathery Lea Avenue, Coatbridge, ML5 4JT. Registered Company Number: SC734214 Registered in Scotland</h5> <p style="text-align: center;"> </p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230209_COMLOGO_1675938078.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 24 => object(App\Model\Entity\Job) { 'id' => (int) 60, 'candidate_id' => (int) 161, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 9, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 9, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Michael Thomas - Just Mortgages ', 'slug' => 'michael-thomas-just-mortgages', 'description' => '<p>With over 25 years’ experience in Mortgage Advice, I offer all of my clients a totally personalised and professional service in all aspects of their mortgage. 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'south-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'ST339375', 'easting' => (int) 333982, 'northing' => (int) 137501, 'latitude' => (float) 51.13296, 'longitude' => (float) -2.94489, 'elevation' => (int) 10, 'postcode_sector' => 'TA7 8', 'local_government_area' => 'Sedgemoor District', 'type' => 'Village', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 3 => object(App\Model\Entity\Town) { 'id' => (int) 8531, 'name' => 'Chelmsford', 'slug' => 'chelmsford-essex-570897', 'county' => 'Essex', 'county_slug' => 'essex-eastern', 'nuts_region' => 'Eastern', 'nuts_region_slug' => 'eastern-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 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'latitude' => (float) 55.86236, 'longitude' => (float) -4.02914, 'elevation' => (int) 84, 'postcode_sector' => 'ML5 3', 'local_government_area' => 'North Lanarkshire', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 5 => object(App\Model\Entity\Town) { 'id' => (int) 10355, 'name' => 'Corringham', 'slug' => 'corringham-essex-569985', 'county' => 'Essex', 'county_slug' => 'essex-eastern', 'nuts_region' => 'Eastern', 'nuts_region_slug' => 'eastern-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ699835', 'easting' => (int) 569985, 'northing' => (int) 183562, 'latitude' => (float) 51.52539, 'longitude' => (float) 0.44897, 'elevation' => (int) 24, 'postcode_sector' => 'SS17 7', 'local_government_area' => 'Thurrock', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 6 => object(App\Model\Entity\Town) { 'id' => (int) 10579, 'name' => 'Coventry', 'slug' => 'coventry-west-midlands-433644', 'county' => 'West Midlands', 'county_slug' => 'west-midlands-west-midlands', 'nuts_region' => 'West Midlands', 'nuts_region_slug' => 'west-midlands-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SP336789', 'easting' => (int) 433644, 'northing' => (int) 278970, 'latitude' => (float) 52.40771, 'longitude' => (float) -1.50686, 'elevation' => (int) 91, 'postcode_sector' => 'CV1 5', 'local_government_area' => 'Coventry 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=> 'Towns' }, (int) 12 => object(App\Model\Entity\Town) { 'id' => (int) 24578, 'name' => 'Leyland', 'slug' => 'leyland-lancashire-354177', 'county' => 'Lancashire', 'county_slug' => 'lancashire-north-west', 'nuts_region' => 'North West', 'nuts_region_slug' => 'north-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SD541216', 'easting' => (int) 354177, 'northing' => (int) 421644, 'latitude' => (float) 53.68922, 'longitude' => (float) -2.69536, 'elevation' => (int) 46, 'postcode_sector' => 'PR25 3', 'local_government_area' => 'South Ribble District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 13 => object(App\Model\Entity\Town) { 'id' => (int) 26025, 'name' => 'London', 'slug' => 'london-greater-london-532473', 'county' => 'Greater London', 'county_slug' => 'greater-london-london', 'nuts_region' => 'London', 'nuts_region_slug' => 'london-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ324812', 'easting' => (int) 532473, 'northing' => (int) 181219, 'latitude' => (float) 51.51437, 'longitude' => (float) -0.09229, 'elevation' => (int) 31, 'postcode_sector' => 'EC2V 8', 'local_government_area' => 'City of London', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 14 => object(App\Model\Entity\Town) { 'id' => (int) 30211, 'name' => 'Newcastle-under-Lyme', 'slug' => 'newcastle-under-lyme-staffordshire-384799', 'county' => 'Staffordshire', 'county_slug' => 'staffordshire-west-midlands', 'nuts_region' => 'West Midlands', 'nuts_region_slug' => 'west-midlands-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SJ847460', 'easting' => (int) 384799, 'northing' => (int) 346008, 'latitude' => (float) 53.01116, 'longitude' => (float) -2.22801, 'elevation' => (int) 133, 'postcode_sector' => 'ST5 1', 'local_government_area' => 'Newcastle-under-Lyme District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 15 => object(App\Model\Entity\Town) { 'id' => (int) 32393, 'name' => 'Oxted', 'slug' => 'oxted-surrey-539389', 'county' => 'Surrey', 'county_slug' => 'surrey-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ393528', 'easting' => (int) 539389, 'northing' => (int) 152880, 'latitude' => (float) 51.25805, 'longitude' => (float) -0.0038, 'elevation' => (int) 105, 'postcode_sector' => 'RH8 0', 'local_government_area' => 'Tandridge District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 16 => object(App\Model\Entity\Town) { 'id' => (int) 32424, 'name' => 'Paddock Wood', 'slug' => 'paddock-wood-kent-567086', 'county' => 'Kent', 'county_slug' => 'kent-south-east', 'nuts_region' => 'South East', 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'northing' => (int) 387427, 'latitude' => (float) 53.38251, 'longitude' => (float) -1.46854, 'elevation' => (int) 83, 'postcode_sector' => 'S1 1', 'local_government_area' => 'Sheffield District', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 20 => object(App\Model\Entity\Town) { 'id' => (int) 46508, 'name' => 'Whiteley', 'slug' => 'whiteley-hampshire-452343', 'county' => 'Hampshire', 'county_slug' => 'hampshire-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SU523093', 'easting' => (int) 452343, 'northing' => (int) 109365, 'latitude' => (float) 50.88141, 'longitude' => (float) -1.25733, 'elevation' => (int) 26, 'postcode_sector' => 'PO15 7', 'local_government_area' => 'Fareham District', 'type' => 'Locality', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 21 => object(App\Model\Entity\Town) { 'id' => (int) 46788, 'name' => 'Wigan', 'slug' => 'wigan-greater-manchester-358372', 'county' => 'Greater Manchester', 'county_slug' => 'greater-manchester-north-west', 'nuts_region' => 'North West', 'nuts_region_slug' => 'north-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SD583056', 'easting' => (int) 358372, 'northing' => (int) 405618, 'latitude' => (float) 53.54554, 'longitude' => (float) -2.62969, 'elevation' => (int) 52, 'postcode_sector' => 'WN1 1', 'local_government_area' => 'Wigan District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' } ] $custom_field_list = [ (int) 39 => 'Adviser Information', (int) 1 => 'Company Name ', (int) 15 => 'Company Type', (int) 28 => 'Company Registration No', (int) 36 => 'Street (Registered Address) ', (int) 37 => 'Registered Town / City', (int) 38 => 'Registered Post Code', (int) 41 => 'Same As Above - CF ', (int) 16 => 'Street (Trading Address)', (int) 3 => 'City / Town', (int) 29 => 'Post Code', (int) 58 => 'The Financial Services Register', (int) 45 => 'FCA Reg No', (int) 47 => 'Exempt Professional Firm', (int) 18 => 'Contact Details', (int) 19 => 'Email Address', (int) 17 => 'Contact Tel No', (int) 20 => 'Website', (int) 43 => 'Facebook', (int) 23 => 'LinkedIn', (int) 24 => 'Instagram', (int) 44 => 'Twitter', (int) 40 => 'Profile', (int) 26 => 'Logo', (int) 48 => 'What products do you advise on?', (int) 54 => 'Financial', (int) 55 => 'Mortgage & Loan', (int) 56 => 'Insurance', (int) 57 => 'Later life', (int) 61 => 'Commercial', (int) 52 => 'Headline Description', (int) 2 => 'Your Profile', (int) 32 => 'Tags', (int) 49 => 'Charges', (int) 53 => 'Details', (int) 50 => 'Our Advice Methods', (int) 51 => 'Minimum Wealth', (int) 35 => 'Languages you can advise in' ] $arrPackageCF = [ (int) 14 => [ (int) 0 => (int) 15, (int) 1 => (int) 32, (int) 2 => (int) 28, (int) 3 => (int) 45, (int) 4 => (int) 47, (int) 5 => (int) 43, (int) 6 => (int) 23, (int) 7 => (int) 24, (int) 8 => (int) 44, (int) 9 => (int) 48, (int) 10 => (int) 54, (int) 11 => (int) 55, (int) 12 => (int) 56, (int) 13 => (int) 57, (int) 14 => (int) 52, (int) 15 => (int) 19, (int) 16 => (int) 17 ], (int) 13 => [ (int) 0 => (int) 15, (int) 1 => (int) 32, (int) 2 => (int) 59, (int) 3 => (int) 28, (int) 4 => (int) 36, (int) 5 => (int) 37, (int) 6 => (int) 38, (int) 7 => (int) 41, (int) 8 => (int) 16, (int) 9 => (int) 3, (int) 10 => (int) 29, (int) 11 => (int) 45, (int) 12 => (int) 47, (int) 13 => (int) 20, (int) 14 => (int) 43, (int) 15 => (int) 23, (int) 16 => (int) 24, (int) 17 => (int) 44, (int) 18 => (int) 48, (int) 19 => (int) 54, (int) 20 => (int) 55, (int) 21 => (int) 56, (int) 22 => (int) 57, (int) 23 => (int) 61, (int) 24 => (int) 52, (int) 25 => (int) 49, (int) 26 => (int) 53, (int) 27 => (int) 50, (int) 28 => (int) 60, (int) 29 => (int) 51, (int) 30 => (int) 35, (int) 31 => (int) 19, (int) 32 => (int) 17 ], (int) 15 => [ (int) 0 => (int) 15, (int) 1 => (int) 32, (int) 2 => (int) 59, (int) 3 => (int) 28, (int) 4 => (int) 36, (int) 5 => (int) 37, (int) 6 => (int) 38, (int) 7 => (int) 41, (int) 8 => (int) 16, (int) 9 => (int) 3, (int) 10 => (int) 29, (int) 11 => (int) 45, 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'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'No', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [], 'JobDetails' => [ 'Company Name ' => 'Delato Finance Ltd', 'Company Type' => 'Non-FCA', 'Email Address' => 'info@delato-finance.co.uk', 'Contact Tel No' => '01604389127', 'Website' => 'www.delato-finance.co.uk', 'What products do you advise on?' => 'Mortgages, Commercial', 'Mortgage & Loan' => 'Bridging Loans, Buy to Let, Development Loans', 'Commercial' => 'Bridging Loans, Commercial Finance, Development Loans', 'Headline Description' => 'We specialize in commercial mortgages, property development finance, and bridging loans as well as buy to let mortgages. 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Now bringing up our own families in the area, we wanted to focus our mission around helping other families in Plymouth and surrounding areas achieve their dreams and ensure they’re protected.</p> <p style="text-align: center;">When we say we are an independent broker, we truly are. We work with the whole of market, meaning we can access lenders that aren’t on the High Street, that may be online or specialists that you wouldn’t have thought of. Unlike other brokers or your bank we can be completely unbiased about your mortgage and protection needs.</p> <p style="text-align: center;">As locals ourselves, we are heavily involved with local goings on. Nathan is a big rugby fan, and can be found playing for his local team. Charlie is a trampoline champion who loves to cook. Mark on the other hand can be found at the beach surfing away his spare time!</p> <p style="text-align: center;">Even if you aren’t local to the Plymouth area, you can still be part of the Mewstone family. We can service the whole of the UK with the help of technology.</p> <hr /> <p style="text-align:center"><img alt="mewstone mortgage advice" src="/webroot/img/userfiles/user_160/Capture.PNG" width="1355" /></p> <p> </p> <h2 class="h2Black">What we can help with:</h2> <p style="text-align:center"><img alt="mewstone mortgage advice" src="/webroot/img/userfiles/user_160/Capture2.PNG" width="1017" /></p> <p style="text-align: center;">We are passionate about our local area, we grew up here, and are now bringing our families up in the area. 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'upgrade_status' => 'created', 'title' => 'Joe Manns-Benson at Largemortgageloans.com', 'slug' => 'joe-manns-benson-at-largemortgageloans-com', 'description' => '<p>Every client is unique and has different financial solutions.</p> <p>Here at largemortgageloans.com we are committed to helping clients achieve their financial goals.</p> <p>Whether you are a first-time homebuyer, homemover, investor or seeking to refinance your existing mortgage, we provide personalised advice and support every step of the way.</p> <p>We are passionate about educating clients about the mortgage process, explaining complex financial concepts in easy-to-understand terms. </p> ', 'company_logo' => '20230307_COMLOGO_1678184295.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 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'upgrade_status' => 'created', 'title' => 'XL Financial Services Limited', 'slug' => 'xl-financial-services-limited', 'description' => '<p>I am a mortgage and protection specialist with over 34 years of Financial Services industry experience.</p> <p>Having started in high street banks in the late 1980’s, I have worked primarily in lending teams and progressed through to underwriting mortgages for a top 5 UK bank. 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I liaise with all other parties involved in the house buying or remortgaging process, meaning that you have less stress and more support throughout the whole application.</p> <hr />', 'company_logo' => '20230323_COMLOGO_1679593672.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 4 => object(App\Model\Entity\Job) { 'id' => (int) 65, 'candidate_id' => (int) 168, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 2, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 2, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'UK Lending ', 'slug' => 'uk-lending', 'description' => '<p style="text-align:center"><img alt="UK lending 6" src="/webroot/img/userfiles/user_168/Uklending5.PNG" width="332" /></p> <p style="text-align: center;"><strong>We help first time buyers to professional landlords with mortgages and refinancing.</strong></p> <p style="text-align: center;"><strong>UK Lending provides holistic solutions that vary from each type of client.</strong></p> <p style="text-align: center;"><strong>Our typical client is someone who is self employed or had adverse credit in the background. These type of clients do not fit high street orders and need specialist advice which I can provide.</strong></p> <h5 class="h5Pink" style="text-align: center;"><strong>When your bank or building society says ‘No’ to your application because you don’t fit the mould, we aim to get the ‘Yes’ you’re looking for.</strong></h5> <h5 class="h5Pink" style="text-align: center;"><strong>UK Lending helps you apply for complex mortgages and property-secured loans, from specialist lenders who may well look on your application more favourably than middle-of-the-road high street lenders.</strong></h5> <p style="text-align: center;"><strong>YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE</strong></p> <hr /> <p style="text-align:center"><img alt="Uk Lending" src="/webroot/img/userfiles/user_168/Capture.PNG" width="1215" /></p> <p><img alt="Uklending buy to let" height="287" src="/webroot/img/userfiles/user_168/captir2.PNG" style="float:left" width="500" /></p> <p><img alt="Uk lending 3" height="320" src="/webroot/img/userfiles/user_168/Capture3.PNG" style="float:right" width="500" /></p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> <p style="text-align: center;"> </p> ', 'company_logo' => '20230330_COMLOGO_1680179241.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 5 => object(App\Model\Entity\Job) { 'id' => (int) 66, 'candidate_id' => (int) 169, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Darius Stonkus @ Jones and Young', 'slug' => 'darius-stonkus-jones-and-young', 'description' => '<h5 class="h5Yellow">Jones & Young are Independent Mortgage Brokers based in Petersfield, Hampshire covering the whole of the UK.</h5> <h5 class="h5Black">Ultimately my role involves dealing with real people that have real life problems, desires and million other things going on in their everyday lives. As buying a HOME is always a BIG decision, especially if it is your first one I want to make sure that the process runs smoothly and you are informed all the way along the journey. It is especially satisfying when a person that never thought it was possible gets the keys to their property.<br /> <br /> However, we don’t just leave it there as new large financial commitments create liabilities that need to be “neutralised”. You will get an impartial and FREE advice about insurance solutions to protect your financial wellbeing that you have worked so hard for.<br /> <br /> If you are a paid via CIS, contractor, ltd director, have had a financial blip in the past or any combination of the above, I want to hear from you.<br /> However, be brave and get in touch even if you do not fit the above description as I have helped people with employed incomes as well.<br /> <br /> Just so you know there is a real person behind this profile pic ! I know crazy. When I’m not on the phone or my laptop you will find me doing pull ups and push ups, reading books about human body and parenting, eating my own cooked good food, checking the news out, posting stuff on TikTok and a bunch of other stuff.</h5> ', 'company_logo' => '20230421_COMLOGO_1682071071.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 6 => object(App\Model\Entity\Job) { 'id' => (int) 68, 'candidate_id' => (int) 170, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 4, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 4, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Ben Davies - City Finance Brokers', 'slug' => 'ben-davies-city-finance-brokers', 'description' => '<h5 class="h5Green">Impartial and independent advice on your bridging finance requirements:</h5> <ul> <li> <h5 class="h5Green">Property Finance</h5> </li> <li> <h5 class="h5Green">Property Development</h5> </li> <li> <h5 class="h5Green">Property Investment Finance</h5> </li> </ul> <h5 class="h5Pink">ben.davies@cfbrokers.co.uk</h5> <h5 class="h5Pink">07376 972 391</h5> ', 'company_logo' => '20230630_COMLOGO_1688118133.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 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'candidate_id' => (int) 173, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Active Financial', 'slug' => 'active-financial', 'description' => '<h2 class="h2Green">The Self Employed Finance Specialists</h2> <p>At Active, we exist to help business owners, entrepreneurs and company directors to secure mortgages and protection quickly, easily and without distracting you from your business and your family. <img alt="Active Financial" src="/webroot/img/userfiles/user_173/Untitled%20design%20(20).png" style="float:right" width="200" /></p> <h2 class="h2Green">What can Active Financial do for you?</h2> <p>Go to most mortgage brokers and lenders and you’ll find that getting a mortgage as a self-employed business owner is tough.</p> <p>You’ve probably already realised that.</p> <p>The truth is that the world of mortgages isn’t set up for people who run their businesses, which can make getting a mortgage for people like you harder.</p> <p>But we can help you make it happen.</p> <p>Because we specialise in this exact area, we know what other brokers don’t.</p> <h2>How Do Active help you?</h2> <p>Over the years we’ve worked with business owners, we’ve built a strategic process that gives you the best chance of getting the finance that suits you and your families circumstances.</p> <p>We call it the ACTIVE framework, and it works, time and time again.</p> <p>No matter what type of finance you’re looking for, the framework serves to secure the best deal for you, as quickly and efficiently as possible.</p> <p>We know what buttons to press, what products to apply for and exactly how you need to get your ducks in a row in order to achieve the finance you need for the home you want.</p> <p>Whether you’re looking for your first home, your forever home, to invest in property, or protect your business or family, we can help, by putting you on the right track towards acceptance, and dealing with the entire process, so you can focus on doing what you do best.</p> <p>When you work with Active, we reduce your stress and save you time.</p> <p>No longer do you have to ring around to try and find lenders who might service you, or spend hours on the phone to brokers.</p> <h2>Why are Active Financial so good at helping people like you?</h2> <p>Because we <strong>ARE</strong> people like you. Here’s our founder Gary’s story:</p> <blockquote> <p class="Quotation14Green">I qualified to provide mortgage advice in 2002, launching Active Mortgage in 2008. But it wasn’t until in 2015, we realised firsthand how hard it is to get a mortgage when you’re self-employed. My wife Ayesha was a sole trader at the time, and I was running Active, and we wanted to buy our own home. Which – as you’ll know – is easier said than done. We really struggled to find a mortgage, and when we did get one, it didn’t really add maximum value, nor did it give us a competitive interest rate. At that point it became my mission to ensure that business owners, company directors, people like me and you – people who risk it all to create something greater and better – are able to secure the perfect mortgage without the stress and worry that I went through.</p> </blockquote> <h2>What’s the next step?</h2> <p>The first step to securing any form of finance is a strategy call, where we can help define your financial goals and understand your circumstances.</p> <p>The outcome is always positive, if we can’t help you with finance now, we’ll help you prepare to maximise your chances in the future.</p> <p>In the mortgage world, failing to prepare is preparing to fail, which is why we recommend that you get in touch with us as soon as possible, even if you’re 1-2 years out from applying for your mortgage.</p> <p>The sooner you get in touch, the higher our chances of being able to help you.</p> ', 'company_logo' => '20230704_COMLOGO_1688476289.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 8 => object(App\Model\Entity\Job) { 'id' => (int) 73, 'candidate_id' => (int) 188, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Spellman Financial Services', 'slug' => 'spellman-financial-services', 'description' => '<p>Spellman Financial Services are Mortgage Advisors servicing the people of Coventry and Warwickshire. </p> <p>We pride ourselves on delivering an excellent service and expert right first time advice. 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Whether our client is a new start-up business, borrowing funds to expand or a property investor adding to an existing portfolio or simply someone looking to buy their first home, we treat all of our customers with the utmost respect and professionalism.</p> <p>We do not charge upfront fees for our initial consultation and advice as this is given freely on a no obligation basis.</p> <p>We understand and appreciate that each business is different and every client shall have their own unique situation and circumstances. So, whether out clients require finance to purchase and develop property, start-up a new venture, bridging finance to fund a short-term shortfall, additional funding to grow their business, asset and vehicle finance or even a mortgage, we will deliver a comprehensive suite of products and solutions to meet our clients’ needs.</p> <p>Capital 8 Finance are an independent specialist consultancy providing commercial and business finance support to SME clients throughout the entire UK. Whether your business is well established or a new start we can support you with:</p> <ul> <li>Asset Finance</li> <li>Business Loans</li> <li>Commercial Mortgages</li> <li>Invoice Finance</li> <li>Stock and Trade Finance</li> <li>Revolving Credit Facilities</li> <li>Merchant Cash Advance</li> </ul> <p>As a specialist broker, we also support property developers by sourcing finance for their developments and projects and assist landlords grow their property portfolios with:</p> <ul> <li>Buy-to-let Mortgages</li> <li>Specialist Mortgages</li> <li>Bridging Finance</li> <li>Property Development & Refurbishment Finance</li> <li>Mezzanine Finance</li> <li>Joint Venture (JV) Finance</li> </ul> <p>But that’s not all, we also can help with your mortgage needs. We can help arrange mortgages for:</p> <ul> <li>First Time Buyers</li> <li>People Moving Home</li> <li>Re-Mortgaging</li> <li>Regulated Bridging Finance</li> </ul> <p>At Capital 8 Finance we are genuinely independent, wholly impartial and we will offer straightforward honest advice, given freely and without obligation. Through our established lender partner network, we give you immediate access to over 300 UK based lenders and private banks. All our lending partners have funds available to lend and are genuinely still keen to support the right proposition and provide a genuine and viable alternative to the High Street lenders.</p> <p>When your own bank has failed to offer the support, you need to call us. We will quickly assess all the available options for you, and we will do everything possible to find a workable and affordable business solution.</p> <p>Time and again we prove to our clients that we can secure funding where others fail and, in most cases, our advice will save you very significant amounts of money over the course of the loan. 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You are a busy person, and we understand that. That is why we have enabled multiple ways you can get in touch with us, and ways to manage your case from Enquiry to Completion.</p> <p>We can look after you over the phone, face to face or even via Web Meetings. We want to be there for you when you need us, not when it suits us! 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'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth 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[[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 14 => object(App\Model\Entity\Job) { 'id' => (int) 103, 'candidate_id' => (int) 274, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Delato Finance Ltd', 'slug' => 'delato-finance-ltd', 'description' => '<h1 data-custom-font="" data-is-italic-supported="" data-line-height="" data-old-bold="true"> </h1> <h1 data-custom-font="" data-is-italic-supported="" data-line-height="" data-old-bold="true">Your Gateway to Property Finance</h1> <p> </p> <h2 data-custom-font="" data-is-italic-supported="" data-line-height="">Unlocking Opportunities with Tailored 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'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 15 => object(App\Model\Entity\Job) { 'id' => (int) 34, 'candidate_id' => (int) 129, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 13, 'review_count' => (int) 0, 'testimonial_count' => (int) 3, 'all_blog_count' => (int) 13, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 3, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Waldron and Co Financial Planning', 'slug' => 'waldron-and-co-financial-planning', 'description' => '<p>Waldron and Co. 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I can search over 90 mortgage lenders offering over 1200 products ensuring you get the best deal.</h5> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_146/White%20Minimalist%20Elegant%20Handwritten%20LinkedIn%20Banner%20(1).png" width="1584" /></p> <quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230117_COMLOGO_1673979714.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 18 => object(App\Model\Entity\Job) { 'id' => (int) 42, 'candidate_id' => (int) 137, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'David Cole - Equity Release Specialist', 'slug' => 'david-cole-equity-release-specialist', 'description' => '<h4 class="h4Green">David Cole - Equity Release Specialist</h4> <p><strong>I have been working in the Financial Services industry for over 35 years putting the client at the heart of</strong><img alt="" height="200" src="/webroot/img/userfiles/user_137/snipy1.PNG" style="float:right" width="343" /><strong> everything I do. I provide quality advice and world-class service to meet my client's needs.</strong></p> <p><strong>I have experience of working within the mainstream mortgage and protection industry but after gaining CeMAP and CeRER qualifications with distinctions I moved into the role of Equity Release Adviser.<br /> <br /> I have many client reviews that are testament to the outstanding customer experience that my clients receive from me on each and every occasion. As an Equity Release Adviser, I have helped hundreds of customers to utilise the equity in their home in order to achieve their goals, aspirations, and to enjoy a better quality of retirement.<br /> <br /> I am engaged by Viva Retirement Solutions and am proud to work for them as the company’s morals and ethics mirror my own and the company is highly regarded within the market and industry. I have also been listed in The Times in 2023 as a top adviser which is an achievement I am immensely proud of.</strong></p> <p><strong>Outside of work, I try to focus on my health and fitness and enjoy the lovely home I share with my fiance Debbie and our one-eyed cat Rocky! My other interests include listening to a wide range of music with my favourite artist of all time being Elvis Presley. I also love watching films and have a massive collection across many genres, my favourites being thrillers and horrors both old and new.</strong></p> <p> </p> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_137/warning(1).PNG" width="1000" /></p> <p style="text-align:center"><img alt="David_cole_equity_release_adviser" src="/webroot/img/userfiles/user_137/badges.PNG" width="549" /></p> <p class="ParaBlack"> </p> <hr /> <h4 class="h4Black"><strong>David Cole Testimonials</strong></h4> <blockquote> <p><strong>“Extremely efficient and fast, good communication and considerate explanations at all stages. Would have no hesitation in recommending the services of David Cole.” - Mr Poingdestre</strong></p> </blockquote> <blockquote> <p><strong>“David Cole, the Equity Release Advisor who dealt with my application was excellent. There was no hard sell - simply clear and detailed information provided in an open and friendly manner. Nothing was too much trouble and all questions were answered and all anxieties addressed. The whole process from the initial telephone conversation was very efficient.” - Mrs Booth</strong></p> </blockquote> <blockquote> <p><strong>"First class service and help all the way through." - Miss Wass</strong></p> </blockquote> <blockquote> <p><strong>“David Cole was clear and concise about the changes we were about to make with respect to Equity Release changes. Paperwork arrived promptly via email. The Solicitor suggested by David handled the paperwork efficiently. Overall excellent service by all concerned. Thank you to everyone." - Janis and Ian Henderson</strong></p> </blockquote> <blockquote> <p><strong>Great service from David Cole who looked after us extremely well. I would certainly use the service again.” - David Hollom</strong></p> </blockquote> <blockquote> <p><strong>Before we started our Journey into Equity Release we looked at many companies providing this service. We choose David Cole. David Cole, took us through the process step by step and was always at the other end of the phone if we had a query. The other team members who dealt with other areas of the process gave us the same support. Everyone was professional and patient. There was quite a lot of paperwork but it was clear and easy to deal with. And here we are now. Life is as normal except for COVID. We are able now to complete our wish list with the extra funds. A BIG Thank You to David - Tom Tyne</strong></p> </blockquote> <blockquote> <p><strong>“The whole process was very professional, straightforward and surprisingly quick thanks to our adviser David Cole. David was extremely knowledgeable and talking things through with him confirmed we were making the right decisions. Would highly recommend David.” - Sylvia</strong></p> </blockquote> <blockquote> <p><strong>“David Cole helped us through the process of Equity Release. 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We cannot thank him enough.” - Carol</strong></p> </blockquote> <blockquote> <p><strong>“Absolutely brilliant from the first meeting with David Cole to the meeting with the solicitor everything went like clockwork and I feel that if we had any concerns we could contact David anytime – excellent service and would recommend Key to anyone. - Christine Fearne </strong></p> </blockquote> <p> </p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230127_COMLOGO_1674822366.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 19 => object(App\Model\Entity\Job) { 'id' => (int) 43, 'candidate_id' => (int) 148, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Switch Mortgage Finance', 'slug' => 'switch-mortgage-finance', 'description' => '<p> </p> <p>Switch Mortgage Finance are a specialist mortgage firm offering advice across the whole of the market. 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Our aim; to complete your mortgage in the most efficient way possible.</p> <p> </p> ', 'company_logo' => '20231102_COMLOGO_1698927846.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 20 => object(App\Model\Entity\Job) { 'id' => (int) 46, 'candidate_id' => (int) 149, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 0, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 0, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Ward James Mortgages', 'slug' => 'ward-james-mortgages', 'description' => '<p>At Ward James Mortgages, we understand that each and every client has different needs and circumstances. We are committed to providing the best customer service and with access to a wide range of providers across the UK, we can ensure you receive the most competitive rate available to you, whilst ensuring the product meets your requirements.</p> <p>We do not charge a broker fee and we are whole of market.</p> <p>We aim to provide an honest, reliable, efficient and hassle-free service tailored to the unique requirements of each individual client. We make sure our advisers will manage your application from start to finish and explain each step clearly without the jargon.</p> <p>Get in touch if you require first time buyer mortgage advice, home mover mortgage advice, remortgage advice, buy to let mortgage advice, life and critical illness insurance and home insurance</p> ', 'company_logo' => '20230119_COMLOGO_1674148336.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 21 => object(App\Model\Entity\Job) { 'id' => (int) 50, 'candidate_id' => (int) 143, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 3, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 3, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Glade Financial', 'slug' => 'glade-financial', 'description' => '<h4 class="h4Pink"><strong>About Gosia:</strong></h4> <p>My mission is to make you feel confident about money and your future, to teach you to be financially savvy with the knowledge of how to manage your own money. I want to help you to change your life, secure a better future and maintain the lifestyle you want. I want to empower you to feel wealthy.</p> <h4 class="h4Pink"><strong>Glade Financial:</strong></h4> <p>At Glade Financial we offer financial planning and guidance services that fit around you and your goals. We will guide you and your family towards your truly successful financial future and deliver intelligent wealth management solutions while protecting you from the unexpected.<br /> <br /> We will begin with a free no-obligation consultation to understand your circumstances and needs and if the service we provide is right for you. Afterwards, we will prepare a report of recommendations based on the information we gathered. If you decide to go with our advice, we will take care of the fund implementation and policy administration for a fuss-free process.<br /> <br /> We can never predict the future but we can make sure you are ready for whatever the future brings. We will break down the complexity of financial management and give you the clarity and guidelines you need.</p> <h4 class="h4Pink"><strong>Our Promise:</strong></h4> <ul> <li>Putting you first, always</li> <li>Responsive to your needs</li> <li>Collaborating with you every step of the way</li> <li>Building lasting relationship</li> </ul> <p>I invite you to contact me today to find out more!</p> <p class="ParaPink"><strong>I am the director and Independent Financial Adviser at Glade Financial, which is an Appointed Representative of Julian Harris Financial Consultants, authorised and regulated by the Financial Conduct Authority No. 153566.<br /> The performance of your investments is subject to risks. Past performance and forecasts are not reliable indicators of future performance. Tax treatment depends on your individual circumstances and may change. Capital at risk.</strong></p> <p class="ParaPink"> </p> <p style="text-align:center"><img alt="" src="/webroot/img/userfiles/user_143/gd.PNG" width="1000" /></p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230203_COMLOGO_1675428759.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 22 => object(App\Model\Entity\Job) { 'id' => (int) 54, 'candidate_id' => (int) 154, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 4, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 4, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'How? Financial Review', 'slug' => 'how-financial-review', 'description' => '<h2 class="h2Black" style="text-align: center;">How? Financial Review</h2> <p><strong>We provide expert mortgage and protection advice that you can trust. We take pride in offering a personal service and providing our clients with peace of mind that they are receiving quality products, tailored to their requirements and budget and that are fit for purpose.</strong></p> <p><strong>At How Financial Review (Stockport) Ltd, we offer a personal service that is convenient and worked round our client’s busy schedules. We are happy to carry out reviews and organise policies either over the telephone, virtually or face to face in the comfort of your own home. </strong></p> <p><strong>We aim to make signing up for any of our services as quick and as convenient as possible. 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I have a Degree in Law and History. I have worked in a solicitors office, as well estate agencies as well as with Banks, such as Halifax, Tesco Bank and Santander.</p> <p style="text-align: center;">I am very experienced in understanding the full house buying/selling process from start to finish.</p> <p style="text-align: center;">I like talking to and helping people. Outside of work I enjoy volunteering having helped at the Glasgow Commonwealth Games in 2014, World Gymnastics Championships, World Badminton Championships, European Championships, to name a few, as well as Scottish Rugby and Badminton Scotland.</p> <p style="text-align: center;">My wife and I enjoy travelling be it for weekends away or to more exotic destinations such as Turkey, Spain and hopefully Australia. We also have our hands full with our 2 year old Cockapoo, Alfie!</p> <h2 class="h2Green" style="text-align: center;">Our Services</h2> <p style="text-align: center;">We provide a wide range of professional services to meet your needs. We promise to provide every service with a smile, and to your highest level of satisfaction.</p> <h5 class="h5Green" style="text-align: center;">First Time Buyers</h5> <p style="text-align: center;">As a first time home buyer we are here 100% to hold your hand through getting a mortgage as well as dealing with solicitors and estate agents.</p> <p style="text-align: center;">Want to get that straightforward and jargon free service?</p> <h5 class="h5Green" style="text-align: center;">Home mover </h5> <p style="text-align: center;">Do you think you need more space or the total opposite and want to downsize?</p> <p style="text-align: center;">Let James Parvin Mortgages talk through solutions that could help you!</p> <h5 class="h5Green" style="text-align: center;">Remortgage</h5> <p style="text-align: center;">Switching contracts and products is common in other areas of your life but is often overlooked when it comes to your current mortgage.</p> <p style="text-align: center;">We’re here to make that easy!</p> <h5 class="h5Green" style="text-align: center;">Buy to Let</h5> <p style="text-align: center;">Looking to build a Monopoly-esque property portfolio, renting your old place out or just looking to invest in your future?</p> <p style="text-align: center;">James Parvin Mortgages should be the first call you make.</p> <h5 class="h5Green" style="text-align: center;">Protection</h5> <p style="text-align: center;">Making sure you can keep your home is just as important as buying it. That’s why we’ll also look at your protection needs, such as Life Insurance and Income Protection, to make sure you can afford to keep your home should life throw you a curve ball.</p> <h5 class="h5Pink" style="text-align: center;">Your home/property may be repossessed if you do not keep up repayments on your mortgage.</h5> <h5 class="h5Pink" style="text-align: center;">*Some buy to let, let to buy mortgages and bridging finance are not regulated by the Financial Conduct Authority.</h5> <h5 class="h5Pink" style="text-align: center;">James Parvin Mortgages Ltd Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.</h5> <h5 class="h5Pink" style="text-align: center;">Registered Office: James Parvin Mortgages Ltd, 1 Heathery Lea Avenue, Coatbridge, ML5 4JT. Registered Company Number: SC734214 Registered in Scotland</h5> <p style="text-align: center;"> </p> <quillbot-extension-portal></quillbot-extension-portal><quillbot-extension-portal></quillbot-extension-portal>', 'company_logo' => '20230209_COMLOGO_1675938078.png', 'online_business' => 'No', 'expire_date' => null, 'show_consultant_on_job_detail' => 'No', 'consultant_id' => (int) 0, 'consultant_name' => false, 'consultant_designation' => false, 'consultant_email' => false, 'consultant_mobile' => false, 'consultant_profile_picture' => false, 'cover_letter' => 'No', 'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'Yes', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [[maximum depth reached]], 'JobDetails' => [ [maximum depth reached] ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [ [maximum depth reached] ], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Jobs' }, (int) 24 => object(App\Model\Entity\Job) { 'id' => (int) 60, 'candidate_id' => (int) 161, 'package_id' => (int) 13, 'admin_id' => (int) 0, 'parent_id' => null, 'blog_count' => (int) 0, 'review_count' => (int) 0, 'testimonial_count' => (int) 9, 'all_blog_count' => (int) 0, 'all_review_count' => (int) 0, 'all_testimonial_count' => (int) 9, 'admin_name' => '', 'subscription_id' => '', 'upgrade_pack_id' => (int) 0, 'upgrade_pack_interval' => 'monthly', 'upgrade_type' => null, 'upgrade_status' => 'created', 'title' => 'Michael Thomas - Just Mortgages ', 'slug' => 'michael-thomas-just-mortgages', 'description' => '<p>With over 25 years’ experience in Mortgage Advice, I offer all of my clients a totally personalised and professional service in all aspects of their mortgage. 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'south-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'ST339375', 'easting' => (int) 333982, 'northing' => (int) 137501, 'latitude' => (float) 51.13296, 'longitude' => (float) -2.94489, 'elevation' => (int) 10, 'postcode_sector' => 'TA7 8', 'local_government_area' => 'Sedgemoor District', 'type' => 'Village', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 3 => object(App\Model\Entity\Town) { 'id' => (int) 8531, 'name' => 'Chelmsford', 'slug' => 'chelmsford-essex-570897', 'county' => 'Essex', 'county_slug' => 'essex-eastern', 'nuts_region' => 'Eastern', 'nuts_region_slug' => 'eastern-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 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'latitude' => (float) 55.86236, 'longitude' => (float) -4.02914, 'elevation' => (int) 84, 'postcode_sector' => 'ML5 3', 'local_government_area' => 'North Lanarkshire', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 5 => object(App\Model\Entity\Town) { 'id' => (int) 10355, 'name' => 'Corringham', 'slug' => 'corringham-essex-569985', 'county' => 'Essex', 'county_slug' => 'essex-eastern', 'nuts_region' => 'Eastern', 'nuts_region_slug' => 'eastern-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ699835', 'easting' => (int) 569985, 'northing' => (int) 183562, 'latitude' => (float) 51.52539, 'longitude' => (float) 0.44897, 'elevation' => (int) 24, 'postcode_sector' => 'SS17 7', 'local_government_area' => 'Thurrock', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 6 => object(App\Model\Entity\Town) { 'id' => (int) 10579, 'name' => 'Coventry', 'slug' => 'coventry-west-midlands-433644', 'county' => 'West Midlands', 'county_slug' => 'west-midlands-west-midlands', 'nuts_region' => 'West Midlands', 'nuts_region_slug' => 'west-midlands-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SP336789', 'easting' => (int) 433644, 'northing' => (int) 278970, 'latitude' => (float) 52.40771, 'longitude' => (float) -1.50686, 'elevation' => (int) 91, 'postcode_sector' => 'CV1 5', 'local_government_area' => 'Coventry 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reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 10 => object(App\Model\Entity\Town) { 'id' => (int) 15510, 'name' => 'Folkestone', 'slug' => 'folkestone-kent-622846', 'county' => 'Kent', 'county_slug' => 'kent-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TR228361', 'easting' => (int) 622846, 'northing' => (int) 136189, 'latitude' => (float) 51.08172, 'longitude' => (float) 1.18028, 'elevation' => (int) 26, 'postcode_sector' => 'CT20 1', 'local_government_area' => 'Shepway District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => 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=> 'Towns' }, (int) 12 => object(App\Model\Entity\Town) { 'id' => (int) 24578, 'name' => 'Leyland', 'slug' => 'leyland-lancashire-354177', 'county' => 'Lancashire', 'county_slug' => 'lancashire-north-west', 'nuts_region' => 'North West', 'nuts_region_slug' => 'north-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SD541216', 'easting' => (int) 354177, 'northing' => (int) 421644, 'latitude' => (float) 53.68922, 'longitude' => (float) -2.69536, 'elevation' => (int) 46, 'postcode_sector' => 'PR25 3', 'local_government_area' => 'South Ribble District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 13 => object(App\Model\Entity\Town) { 'id' => (int) 26025, 'name' => 'London', 'slug' => 'london-greater-london-532473', 'county' => 'Greater London', 'county_slug' => 'greater-london-london', 'nuts_region' => 'London', 'nuts_region_slug' => 'london-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ324812', 'easting' => (int) 532473, 'northing' => (int) 181219, 'latitude' => (float) 51.51437, 'longitude' => (float) -0.09229, 'elevation' => (int) 31, 'postcode_sector' => 'EC2V 8', 'local_government_area' => 'City of London', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 14 => object(App\Model\Entity\Town) { 'id' => (int) 30211, 'name' => 'Newcastle-under-Lyme', 'slug' => 'newcastle-under-lyme-staffordshire-384799', 'county' => 'Staffordshire', 'county_slug' => 'staffordshire-west-midlands', 'nuts_region' => 'West Midlands', 'nuts_region_slug' => 'west-midlands-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SJ847460', 'easting' => (int) 384799, 'northing' => (int) 346008, 'latitude' => (float) 53.01116, 'longitude' => (float) -2.22801, 'elevation' => (int) 133, 'postcode_sector' => 'ST5 1', 'local_government_area' => 'Newcastle-under-Lyme District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 15 => object(App\Model\Entity\Town) { 'id' => (int) 32393, 'name' => 'Oxted', 'slug' => 'oxted-surrey-539389', 'county' => 'Surrey', 'county_slug' => 'surrey-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ393528', 'easting' => (int) 539389, 'northing' => (int) 152880, 'latitude' => (float) 51.25805, 'longitude' => (float) -0.0038, 'elevation' => (int) 105, 'postcode_sector' => 'RH8 0', 'local_government_area' => 'Tandridge District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 16 => object(App\Model\Entity\Town) { 'id' => (int) 32424, 'name' => 'Paddock Wood', 'slug' => 'paddock-wood-kent-567086', 'county' => 'Kent', 'county_slug' => 'kent-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'TQ670451', 'easting' => (int) 567086, 'northing' => (int) 145186, 'latitude' => (float) 51.18149, 'longitude' => (float) 0.38921, 'elevation' => (int) 16, 'postcode_sector' => 'TN12 6', 'local_government_area' => 'Tunbridge Wells District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 17 => object(App\Model\Entity\Town) { 'id' => (int) 33455, 'name' => 'Petersfield', 'slug' => 'petersfield-hampshire-474632', 'county' => 'Hampshire', 'county_slug' => 'hampshire-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SU746232', 'easting' => (int) 474632, 'northing' => (int) 123266, 'latitude' => (float) 51.00395, 'longitude' => (float) -0.93771, 'elevation' => (int) 66, 'postcode_sector' => 'GU32 3', 'local_government_area' => 'East Hampshire District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 18 => object(App\Model\Entity\Town) { 'id' => (int) 34494, 'name' => 'Preston', 'slug' => 'preston-lancashire-354046', 'county' => 'Lancashire', 'county_slug' => 'lancashire-north-west', 'nuts_region' => 'North West', 'nuts_region_slug' => 'north-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SD540295', 'easting' => (int) 354046, 'northing' => (int) 429582, 'latitude' => (float) 53.76055, 'longitude' => (float) -2.69853, 'elevation' => (int) 44, 'postcode_sector' => 'PR1 2', 'local_government_area' => 'Preston District', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 19 => object(App\Model\Entity\Town) { 'id' => (int) 37478, 'name' => 'Sheffield', 'slug' => 'sheffield-south-yorkshire-435449', 'county' => 'South Yorkshire', 'county_slug' => 'south-yorkshire-yorkshire-and-the-humber', 'nuts_region' => 'Yorkshire and the Humber', 'nuts_region_slug' => 'yorkshire-and-the-humber-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SK354874', 'easting' => (int) 435449, 'northing' => (int) 387427, 'latitude' => (float) 53.38251, 'longitude' => (float) -1.46854, 'elevation' => (int) 83, 'postcode_sector' => 'S1 1', 'local_government_area' => 'Sheffield District', 'type' => 'City', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 20 => object(App\Model\Entity\Town) { 'id' => (int) 46508, 'name' => 'Whiteley', 'slug' => 'whiteley-hampshire-452343', 'county' => 'Hampshire', 'county_slug' => 'hampshire-south-east', 'nuts_region' => 'South East', 'nuts_region_slug' => 'south-east-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SU523093', 'easting' => (int) 452343, 'northing' => (int) 109365, 'latitude' => (float) 50.88141, 'longitude' => (float) -1.25733, 'elevation' => (int) 26, 'postcode_sector' => 'PO15 7', 'local_government_area' => 'Fareham District', 'type' => 'Locality', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' }, (int) 21 => object(App\Model\Entity\Town) { 'id' => (int) 46788, 'name' => 'Wigan', 'slug' => 'wigan-greater-manchester-358372', 'county' => 'Greater Manchester', 'county_slug' => 'greater-manchester-north-west', 'nuts_region' => 'North West', 'nuts_region_slug' => 'north-west-england', 'country' => 'England', 'country_slug' => 'england', 'grid_reference' => 'SD583056', 'easting' => (int) 358372, 'northing' => (int) 405618, 'latitude' => (float) 53.54554, 'longitude' => (float) -2.62969, 'elevation' => (int) 52, 'postcode_sector' => 'WN1 1', 'local_government_area' => 'Wigan District', 'type' => 'Town', '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Towns' } ] $custom_field_list = [ (int) 39 => 'Adviser Information', (int) 1 => 'Company Name ', (int) 15 => 'Company Type', (int) 28 => 'Company Registration No', (int) 36 => 'Street (Registered Address) ', (int) 37 => 'Registered Town / City', (int) 38 => 'Registered Post Code', (int) 41 => 'Same As Above - CF ', (int) 16 => 'Street (Trading Address)', (int) 3 => 'City / Town', (int) 29 => 'Post Code', (int) 58 => 'The Financial Services Register', (int) 45 => 'FCA Reg No', (int) 47 => 'Exempt Professional Firm', (int) 18 => 'Contact Details', (int) 19 => 'Email Address', (int) 17 => 'Contact Tel No', (int) 20 => 'Website', (int) 43 => 'Facebook', (int) 23 => 'LinkedIn', (int) 24 => 'Instagram', (int) 44 => 'Twitter', (int) 40 => 'Profile', (int) 26 => 'Logo', (int) 48 => 'What products do you advise on?', (int) 54 => 'Financial', (int) 55 => 'Mortgage & Loan', (int) 56 => 'Insurance', (int) 57 => 'Later life', (int) 61 => 'Commercial', (int) 52 => 'Headline Description', (int) 2 => 'Your Profile', (int) 32 => 'Tags', (int) 49 => 'Charges', (int) 53 => 'Details', (int) 50 => 'Our Advice Methods', (int) 51 => 'Minimum Wealth', (int) 35 => 'Languages you can advise in' ] $arrPackageCF = [ (int) 14 => [ (int) 0 => (int) 15, (int) 1 => (int) 32, (int) 2 => (int) 28, (int) 3 => (int) 45, (int) 4 => (int) 47, (int) 5 => (int) 43, (int) 6 => (int) 23, (int) 7 => (int) 24, (int) 8 => (int) 44, (int) 9 => (int) 48, (int) 10 => (int) 54, (int) 11 => (int) 55, (int) 12 => (int) 56, (int) 13 => (int) 57, (int) 14 => (int) 52, (int) 15 => (int) 19, (int) 16 => (int) 17 ], (int) 13 => [ (int) 0 => (int) 15, (int) 1 => (int) 32, (int) 2 => (int) 59, (int) 3 => (int) 28, (int) 4 => (int) 36, (int) 5 => (int) 37, (int) 6 => (int) 38, (int) 7 => (int) 41, (int) 8 => (int) 16, (int) 9 => (int) 3, (int) 10 => (int) 29, (int) 11 => (int) 45, (int) 12 => (int) 47, (int) 13 => (int) 20, (int) 14 => (int) 43, (int) 15 => (int) 23, (int) 16 => (int) 24, (int) 17 => (int) 44, (int) 18 => (int) 48, (int) 19 => (int) 54, (int) 20 => (int) 55, (int) 21 => (int) 56, (int) 22 => (int) 57, (int) 23 => (int) 61, (int) 24 => (int) 52, (int) 25 => (int) 49, (int) 26 => (int) 53, (int) 27 => (int) 50, (int) 28 => (int) 60, (int) 29 => (int) 51, (int) 30 => (int) 35, (int) 31 => (int) 19, (int) 32 => (int) 17 ], (int) 15 => [ (int) 0 => (int) 15, (int) 1 => (int) 32, (int) 2 => (int) 59, (int) 3 => (int) 28, (int) 4 => (int) 36, (int) 5 => (int) 37, (int) 6 => (int) 38, (int) 7 => (int) 41, (int) 8 => (int) 16, (int) 9 => (int) 3, (int) 10 => (int) 29, (int) 11 => (int) 45, 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'registered_candidates' => false, 'quick_application' => false, 'application_emails' => '', 'show_digi_business_type' => 'No', 'show_digi_comp_reg_no' => 'No', 'show_digi_reg_address' => 'No', 'show_digi_reg_location' => 'No', 'show_digi_reg_postcode' => 'No', 'show_digi_trading_address' => 'No', 'show_digi_location' => 'No', 'show_digi_trading_postcode' => 'No', 'show_digi_email_address' => 'No', 'show_digi_contact_no' => 'No', 'show_digi_website' => 'No', 'show_digi_facebook' => 'No', 'show_digi_linkedin' => 'No', 'show_digi_instagram' => 'No', 'show_digi_twitter' => 'No', 'pa_verified' => 'No', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'platform' => 'general', 'is_pause' => 'No', 'is_suspend' => 'No', 'request_to_archive' => 'No', 'status' => 'Live', 'archive_date' => null, 'added_by' => '', 'updated_by' => '', 'no_of_views' => (int) 0, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'Packages' => object(App\Model\Entity\Package) {}, 'JobReviews' => [], 'JobDetails' => [ 'Company Name ' => 'Delato Finance Ltd', 'Company Type' => 'Non-FCA', 'Email Address' => 'info@delato-finance.co.uk', 'Contact Tel No' => '01604389127', 'Website' => 'www.delato-finance.co.uk', 'What products do you advise on?' => 'Mortgages, Commercial', 'Mortgage & Loan' => 'Bridging Loans, Buy to Let, Development Loans', 'Commercial' => 'Bridging Loans, Commercial Finance, Development Loans', 'Headline Description' => 'We specialize in commercial mortgages, property development finance, and bridging loans as well as buy to let mortgages. Our team is dedicated to offering personalized financial solutions, ensuring you achieve your property goals efficiently and effectively.', 'Your Profile' => ' Your Gateway to Property Finance Unlocking Opportunities with Tailored Financial Solutions ', 'Charges' => 'Initial fee free consultation', 'Details' => 'If your enquiry results in a mortgage / loan agreement in principle or the submission of a full mortgage / loan application , there will be an arrangement fee of £250 payable. There is a completion fee of 0.75% of the mortgage loan payable on successful completion of the loan / mortgage.', 'Our Advice Methods' => 'Face 2 Face, Telephone Appointments, Video Conferencing', 'Minimum Wealth' => 'No minimum', 'Languages you can advise in' => 'English' ], 'ParentJob' => null, 'SaveJobCount' => (int) 0, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [ 'JobDetails' => true, 'ParentJob' => true, 'SaveJobCount' => true ], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Jobs' } $job_id = (int) 103 $package_id = (int) 13 $job_detal_url = '/adviser/delato-finance-ltd' $advis_arr = [ (int) 0 => '539', (int) 1 => '540' ] $i = (int) 2 $kv = (int) 2include - APP/Template/Cell/Front/Header/blog_latest_advisors.ctp, line 139 Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413 Cake\View\View::_render() - CORE/src/View/View.php, line 1374 Cake\View\View::render() - CORE/src/View/View.php, line 880 Cake\View\Cell::Cake\View\{closure}() - CORE/src/View/Cell.php, line 205 Cake\View\Cell::render() - CORE/src/View/Cell.php, line 215 Cake\View\Cell::__toString() - CORE/src/View/Cell.php, line 260 include - APP/Template/Blogs/detail.ctp, line 538 Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413 Cake\View\View::_render() - CORE/src/View/View.php, line 1374 Cake\View\View::render() - CORE/src/View/View.php, line 880 Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
SUNNY IN-MAIL
Initial fee free consultation
(FCA Reg No:NDW01069)
No minimum Financial Later life Mortgages Newcastle-under-Lyme, Staffordshire SUNNY IN-MAIL
Free Consultations
(FCA Reg No:571089)
No minimum Mortgages
Free Consultations
(FCA Reg No:403452)
No minimum Insurance Mortgages
No obligation consultation
(FCA Reg No:604664)
No minimum Mortgages Leyland, Lancashire SUNNY IN-MAIL
No obligation consultation
(FCA Reg No:960278)
No minimum Financial Mortgages
No obligation consultation
(FCA Reg No:972261)
No minimum Insurance Mortgages
Free Consultations
(FCA Reg No:978232)
No minimum Financial Insurance Mortgages
No obligation consultation
(FCA Reg No:PXM00143)
No minimum Insurance Mortgages
Free Consultations
(FCA Reg No:JXP00273)
No minimum Financial Insurance Mortgages Coatbridge, Lanarkshire SUNNY IN-MAIL
Initial or Ongoing Consultation Fees
(FCA Reg No:404016)
£21,000 + Insurance Mortgages
Initial fee free consultation
Our website offers information about financial products such as investing, savings, equity release, mortgages, and insurance. None of the information on Sunny Avenue constitutes personal advice. Sunny Avenue does not offer any of these services directly and we only act as a directory service to connect you to the experts. If you require further information to proceed you will need to request advice, for example from the financial advisers listed. If you decide to invest, read the important investment notes provided first, decide how to proceed on your own basis, and remember that investments can go up and down in value, so you could get back less than you put in.
Think carefully before securing debts against your home. A mortgage is a loan secured on your home, which you could lose if you do not keep up your mortgage payments. Check that any mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.
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The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All the advisers we work with are fully qualified to provide advice in their areas and we only list firms that are authorised and regulated by the Financial Conduct Authority otherwise it is clearly stated that we are unable to verify their FCA status.
Sunny Avenue is not regulated by the FCA as we do not provide any financial services or advice. We act as a directory service for financial professionals.
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